Down Payment Assistance

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Down Payment Assistance

 Limited Time Offer! NMCAA is offering a Down Payment Assistance Program!

  • This is a 0% deferrable loan that must be paid back in full at any transfer of title/ownership
  • Household income must be at or below 100% Area Median Family Income (AMFI) Income is calculated by using the households’ Adjusted Gross Income (AGI) on the prior year’s tax return.
  • $3,000.00 in Down Payment Assistance (DPA) per household, the household must bring at least $1,000.00 of their own funds to closing.
  • To qualify, household must have a valid Homebuyer Education certificate (within past year) and attend at least one pre-purchase appointment with an NMCAA Budget/Housing Coach
  • Down Payment Assistance (DPA) can be paired with IDA funds for maximum benefit
  • Offered on a first come, first qualified basis

Register for upcoming workshops or meet with a Budget & Housing Coach by clicking below.

For more information please call 231-947-3780 or text 231-714-4578 or email

This page last updated on 12/22/2022.