Habitat Home at the Depot
Habitat Home at the Depot
Individual Development Account Home Purchase
Individual Development Account Home Purchase

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Housing

Homeless Prevention

The Homeless Prevention department (HP) provides services to 10 Northern Michigan counties (Antrim, Benzie, Charlevoix, Emmet, Grand Traverse, Kalkaska, Leelanau, Manistee, Missaukee, and Wexford Counties), and is joined by many other community organizations dedicated to addressing housing issues and ending homelessness in the Northwest Michigan region.

Homeless Prevention services ensure that youth (18-24 years old), adult (25 years old+), and veteran individuals and households facing a housing crisis or homelessness have access to safe and affordable housing. Homeless Prevention provides centralized intake, housing assessments, and services for people who are experiencing homelessness or are at risk of homelessness. With grant funding from various Federal and State sources, HP provides a tailored package of assistance that may include Financial/Rental Assistance; Security Deposits; Rental Application Fees; Moving Costs; Housing Navigation/Search/Placement; Landlord Incentive Payments; Case Management Services; Eviction Mediation (Landlord/Tenant); Legal Aid/Services; Child-Care; Transportation Assistance; Targeted Supportive Services; Financial/Budget Counseling; and Linking/Referrals to most community agencies and resources. If you or someone you know is facing homeless or experiencing a housing crisis, call (844) 900-0500 or email us today at homeless@nmcaa.net. To learn more about or programs and services, please click the “Homeless Prevention” link to visit our webpage.

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Foreclosure Prevention

Free foreclosure prevention counseling is available through NMCAA. Our team can help you access resources to help you catch up and work with your lender to determine alternatives.

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Homeownership Counseling

Our Budget/Housing Coaches will help you determine if you are ready to buy a house. We will identify areas for improvement and create a step-by-step plan of action with you.

We offer FREE post-purchase budget coaching to help you develop a savings plan for your home for emergency situations. Click below to get started! It’s important to have additional savings for your home. 

FMS Partners

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Homebuyer Education

When you attend a homebuyer education workshop, you will learn all of the essentials of buying a home. We offer homebuyer education online for $99. We also offer Zoom Homebuyer Education scheduled monthly with our HUD Certified Budget/Housing Coaches for $75.  A Certificate of Completion is offered once required documents are submitted to the agency and counselor follow-up is completed.


Register for upcoming workshops or meet with a Budget & Housing Coach by clicking below.


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This page last updated on 1/26/2024.